:root{--navy:#0f2742;--navy2:#16365a;--ink:#1c2430;--muted:#4a5565;--line:#d9dee5;--bg:#fff;--soft:#f3f5f8;--red:#b3261e;--red2:#8f1d17;--amber:#fff4e0;--amberline:#e0a84a;--green:#0b7a3b;--wa:#128c4a;--radius:10px;--max:1120px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg)}
img,svg{max-width:100%;height:auto}
a{color:#0b4f9c}
a:hover{color:var(--red2)}
:focus-visible{outline:3px solid #ffbf47;outline-offset:2px}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:8px 12px;z-index:100}
.skip:focus{left:8px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 16px}
h1,h2,h3{line-height:1.25;color:var(--navy)}
h1{font-size:clamp(1.7rem,4.2vw,2.5rem);margin:.2em 0 .5em}
h2{font-size:clamp(1.35rem,3vw,1.75rem);margin:1.8em 0 .6em}
h3{font-size:1.15rem;margin:1.3em 0 .4em}
p,ul,ol{margin:0 0 1em}
li{margin:.25em 0}
/* top bar */
.topbar{background:var(--navy);color:#fff;font-size:.9rem}
.topbar .wrap{display:flex;gap:18px;flex-wrap:wrap;justify-content:flex-end;padding-top:6px;padding-bottom:6px}
.topbar a{color:#fff;text-decoration:none}
.topbar a:hover{text-decoration:underline;color:#fff}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:64px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:700;line-height:1.15}
.brand small{display:block;font-weight:500;color:var(--muted);font-size:.78rem}
.navtoggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font:inherit;color:var(--navy)}
nav.main ul{list-style:none;margin:0;padding:0;display:flex;gap:4px;flex-wrap:wrap;align-items:center}
nav.main a{display:block;padding:8px 10px;text-decoration:none;color:var(--ink);font-size:.95rem;border-radius:6px}
nav.main a:hover,nav.main a[aria-current=page]{background:var(--soft);color:var(--navy)}
nav.main .cta a{background:var(--red);color:#fff;font-weight:600}
nav.main .cta a:hover{background:var(--red2);color:#fff}
@media (max-width:1180px){
 .navtoggle{display:block}
 nav.main{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 8px 20px rgba(0,0,0,.08)}
 nav.main.open{display:block}
 nav.main ul{flex-direction:column;align-items:stretch;padding:8px 16px 16px}
 nav.main a{padding:12px 10px}
}
/* hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;padding:44px 0 40px}
.hero h1{color:#fff}
.hero p.lead{font-size:1.1rem;max-width:760px;color:#e8eef6}
.hero .crumbs,.hero .crumbs a{color:#c9d6e6}
.crumbs{font-size:.85rem;margin-bottom:6px}
.crumbs ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li:not(:last-child)::after{content:"›";margin-left:6px}
.btns{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 18px;border-radius:8px;text-decoration:none;font-weight:600;border:2px solid transparent;font-size:1rem;cursor:pointer}
.btn.red{background:var(--red);color:#fff}
.btn.red:hover{background:var(--red2);color:#fff}
.btn.wa{background:var(--wa);color:#fff}
.btn.wa:hover{background:#0d6e3a;color:#fff}
.btn.ghost{border-color:#fff;color:#fff}
.btn.ghost:hover{background:#fff;color:var(--navy)}
.btn.line{border-color:var(--navy);color:var(--navy);background:#fff}
.btn.line:hover{background:var(--navy);color:#fff}
/* answer box */
.answer{background:var(--soft);border-left:5px solid var(--navy);padding:16px 18px;border-radius:0 var(--radius) var(--radius) 0;margin:26px 0 8px;font-size:1.05rem}
.answer strong:first-child{display:block;font-size:.8rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-bottom:4px}
.meta{font-size:.85rem;color:var(--muted);margin:8px 0 0}
.warn{background:var(--amber);border:1px solid var(--amberline);border-left-width:6px;padding:16px 18px;border-radius:var(--radius);margin:22px 0}
.warn strong{color:#6b3d00}
.note{background:#eef4fb;border:1px solid #bcd0e8;padding:14px 16px;border-radius:var(--radius);margin:18px 0;font-size:.95rem}
main section{padding:8px 0}
.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fill,minmax(260px,1fr))}
.card{border:1px solid var(--line);border-radius:var(--radius);padding:18px;background:#fff}
.card h3{margin-top:0;font-size:1.05rem}
.card a.more{font-weight:600;text-decoration:none}
.card p{font-size:.95rem;color:var(--muted);margin-bottom:.6em}
.two{display:grid;gap:28px;grid-template-columns:1fr}
@media (min-width:900px){.two{grid-template-columns:2fr 1fr}}
aside.side .card{position:sticky;top:84px}
/* tables */
.tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);margin:14px 0 20px}
table{border-collapse:collapse;width:100%;font-size:.92rem;min-width:640px}
th,td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
thead th{background:var(--navy);color:#fff;font-weight:600;position:sticky;top:0}
tbody tr:nth-child(even){background:#fafbfc}
td.y{color:var(--green);font-weight:600}
td.n{color:var(--muted)}
/* steps */
ol.steps{list-style:none;counter-reset:s;padding:0;display:grid;gap:14px;grid-template-columns:repeat(auto-fill,minmax(300px,1fr))}
ol.steps li{counter-increment:s;border:1px solid var(--line);border-radius:var(--radius);padding:16px 16px 16px 64px;position:relative;background:#fff;margin:0}
ol.steps li::before{content:counter(s);position:absolute;left:16px;top:16px;width:34px;height:34px;border-radius:50%;background:var(--red);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
ol.steps li strong{display:block;color:var(--navy)}
.stepcta{background:var(--navy);color:#fff;border-radius:var(--radius);padding:14px 18px;margin:14px 0 22px;display:flex;flex-wrap:wrap;gap:10px;align-items:center;justify-content:space-between}
.stepcta a{color:#fff;font-weight:700}
/* checklist */
ul.check{list-style:none;padding:0;columns:2 260px;column-gap:28px}
ul.check li{padding-left:26px;position:relative;break-inside:avoid}
ul.check li::before{content:"";position:absolute;left:2px;top:.45em;width:12px;height:7px;border-left:3px solid var(--green);border-bottom:3px solid var(--green);transform:rotate(-45deg)}
/* contact box */
.contactbox{background:var(--navy);color:#fff;border-radius:var(--radius);padding:22px;margin:30px 0}
.contactbox h2,.contactbox h3{color:#fff;margin-top:0}
.contactbox a{color:#fff}
.contactbox p{color:#e1e9f3}
/* faq */
details.faq{border:1px solid var(--line);border-radius:var(--radius);margin:10px 0;background:#fff}
details.faq summary{cursor:pointer;padding:14px 16px;font-weight:600;color:var(--navy);list-style-position:outside}
details.faq[open] summary{border-bottom:1px solid var(--line)}
details.faq div{padding:12px 16px 4px}
details.faq h3{display:inline;font-size:1rem;margin:0;color:inherit}
/* form */
form.enq{display:grid;gap:14px;grid-template-columns:1fr 1fr}
form.enq .full{grid-column:1/-1}
@media (max-width:640px){form.enq{grid-template-columns:1fr}}
form.enq label{display:block;font-weight:600;font-size:.92rem;margin-bottom:4px}
form.enq input,form.enq select,form.enq textarea{width:100%;padding:11px 12px;border:1px solid #9aa6b5;border-radius:8px;font:inherit;background:#fff}
form.enq textarea{min-height:130px}
form.enq .hp{position:absolute;left:-5000px}
form.enq small{color:var(--muted)}
.req{color:var(--red)}
/* sources */
.sources li{font-size:.95rem}
/* footer */
footer.site{background:#0b1d31;color:#cfd9e5;margin-top:48px;padding:36px 0 90px;font-size:.93rem}
footer.site a{color:#fff}
footer.site h2{color:#fff;font-size:1rem;margin:0 0 10px}
footer.site .cols{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site .disc{border-top:1px solid #23405f;margin-top:26px;padding-top:16px;font-size:.85rem;color:#aebdce}
/* sticky whatsapp */
.wafloat{position:fixed;right:14px;bottom:14px;z-index:60;background:var(--wa);color:#fff;border-radius:40px;padding:12px 18px;font-weight:700;text-decoration:none;box-shadow:0 6px 18px rgba(0,0,0,.25);display:flex;align-items:center;gap:8px}
.wafloat:hover{background:#0d6e3a;color:#fff}
@media (min-width:1181px){.wafloat{padding:12px 16px}}
.wafloat svg{width:22px;height:22px;fill:#fff}
.tag{display:inline-block;font-size:.75rem;font-weight:700;padding:2px 8px;border-radius:20px;background:#e6edf5;color:var(--navy);margin-right:6px}
.figure{border:1px solid var(--line);border-radius:var(--radius);padding:14px;background:#fff;margin:18px 0}
.figure figcaption{font-size:.88rem;color:var(--muted);margin-top:8px}
@media print{.wafloat,header.site,nav,.topbar{display:none}}
.btn svg{width:20px;height:20px;fill:currentColor;flex:none}
.brand{white-space:nowrap}
@media (max-width:420px){.brand small{display:none}}
.brand svg{flex:none}
header.site nav.main ul{flex-wrap:nowrap}
@media (min-width:1181px){nav.main a{padding:8px 8px;font-size:.92rem;white-space:nowrap}}
@media (max-width:1180px){header.site nav.main ul{flex-wrap:wrap}}
@media (min-width:1181px) and (max-width:1440px){.brand small{display:none}}
.warn p:last-child,.note p:last-child{margin-bottom:0}